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You are not guilty, but insurance company has to pay

There are some more unhonest people who make money on regular drivers. That case is absolutely disgusting.
Two citizens of Ukraine, the visitor from Uzbekistan and the inhabitant of Nizhni Novgorod are detained. On preliminary data, they have deceived not less than fifteen persons.
Swindlers chose the lonely driver by the good car, caught up with it on the car, honked and demanded to stop. When the car owner left the car, swindlers told that it “has hooked” on them. At this time one of accomplices imperceptibly wiped up with the sand-paper the car of a victim, and his accomplice specified this place and proved that those traces come from a collision.
Then criminals called the figurehead, which on behalf of the insurance agent told that the insurance company will not cover the damages because the participants of this collision have left a place of road accident. After that, speculators called the dealership, found out the cost of repair and demanded from the victims the compensation of damage.

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