Frauds with plastic policies in insurance for those leaving abroad
Insurance for those leaving abroad is the second popular at swindlers. In this area doctors swindle more often, for example, foreign doctors quite often enter the arrangement with heads of tourist groups. The last ones collect insurance policies from tourists, and the doctor writes out the bills for ostensibly rendered services. After payment the doctor shares the income with the representative of tour agency. They do it in Cyprus, Turkey, Israel, Greece. The most known swindle of the last year became «the case of turkish doctors». The combination was played in the best traditions of east market when the required cost of medical services was couple times more expensive than the real one.
Travel agencies do not stay behind in swindle.
So, for the convenience of the clients the insurance companies make plastic or cardboard cards which carry all the most necessary information - number of the policy, phone of service, data which is necessary for informing the dispatcher in approach of an insurance case. The travel agency gives the cards to the clients, informing, that the policy is written to a group and the guide has it. And actually there is no any policy, tourists leave for the resorts with useless scraps of paper. If someone of them will get sick or will be injured, in the service company will answer: «Excuse us, you have named a nonexistent number of the policy ». To hush up the case the tour agency usually compensates the client his expenses on treatment. But the tourist does for himself a conclusion, that insurance is nothing but a fiction, and all insurers - swindlers.
Less popular ways of swindle - falsification of the medical documentation for reception of payments on insurance upon accident, a performance of death for reception of payments on the life insurance, targeted murders of people, insured in favor of the criminal. The basic danger for the insurance companies is represented with cases of arrangement between its representative and the swindler. They open weight of opportunities before swindlers: the overestimated amount of damage, unreasonable payments.