CAR INSURANCE IN THE USA: NEW HOT TOPIC!
I always wanted to write something like a small “guidebook” for beginners about car insurance in the USA. I know some people from the United Stats of America and I see that a lot of people have common problems.
I would like to look at these problems though the eyes of beginners and help to solve them. Also it will be nice if you share your personal experience (please, leave your comments).
We are interested in PAINFUL POINTS (the post important things and problems): troubles, lack of understanding, the whys and wherefores of car insurance, insurance acts in different states, prices and at last I will try to answer to the following question:
Whether should you find your agent or it’s better to be insured in online?
Insurance plays an extremely important role both in the life of all American society, and in the life of separate family. We will speak about car insurance because each person faces with it. The need for other kinds of insurance arises later: in process of growth of incomes, preparation for retire on a pension, etc. We will speak about it later…
So, the most important questions for us will be the following:
1. Why it is necessary to be insured
2. Coverings: which for them and how much
3. Cost of insurance. Is it possible or impossible to save on car insurance
4. How the insurance companies sell insurance policies
5. Where and how to buy the insurance plan - with the help of agents, brokers or direct (online, by phone, etc.)
6. Myths and a reality in car insurances
7. Insurance fraud - how not to fall a victim to rascals
8. What to do in typical problem situations
Thanks everyone who will express his/her opinion. I hope that your comments will help us to create a helpful collective project.
<:3 )~~~~~~
Yours sincerely,
AlexSandra