Insurance Online

The company “Electric Insurance Company” is one of the first that entered into the Internet-insurance market. The basic direction of company’s activity is auto insurance and property insurance . The company is the best in on-line-insurance market in the nomination “Convenient use”. The rating agency “Standard & Poor” has awarded it as company with the most advanced stage of liquidity.

The site of the company contains four basic sections: in the first you will find the general information on the company, in the second - about insurance products of the company, the third contains various advices on insurance. And, at last, the fourth is intended for clients of the company where it is possible to see different personal, for example, information about payment (if you have the password).
There are also auxiliary sections - a web-round, the form of a feedback, and etc.

Some words about this company from its site (http://www.electricinsurance.com):

“Electric Insurance Company is a national writer of personal insurance products including auto, homeowners, renters, condo and umbrella. We were established in 1966 to serve the needs of General Electric employees and have since expanded our offerings to the general public.

Given our roots, it’s not surprising that we look at the insurance business a little bit differently. GE employees quickly spread word about us to family and friends and today, more than half our policyholders have no formal ties to GE.

Electric Insurance is a financially strong company and in 2006 we received an “A-/Excellent” from AM Best and a “A/Strong” from Standard & Poors, two of the top industry raters. Electric Insurance has the solid foundation required to offer our policyholders high quality products, competitive rates, and world-class customer service now and in the future.”

<:3 )~~~~~~
Yours sincerely,
AlexSandra

“American International Group” (further AIG) is the leading international insurance company, offers services in 130 countries, and, in particular, in Russia. It has the highest rating of credit status (AAA) according to the estimations of the leading international rating agencies. You can familiarize both with the general information of the company, and with its basic annual financial report if you visit sites of the corporation AIG. The company has as well a Russian-speaking site where you can find the brief information on its activity in Russia.

For the Internet-sales to physical persons and small business there is a special site where the company offers various kinds of insurance:
- car insurance,
- insurance property,
- life insurance,
- insurance against accidents,
- tourist insurance.
There is a special section of a site for each kind of insurance; here you will find the description of service and information about the kinds of payment. The answers to popular questions, insurance dictionary, etc. will be given in each section for your convenience.

“The insurance calculator” is a very useful thing, you can use it to calculate the sum of the insurance premium if you know your parameters of insurance, type of payment, the interest rate of charge, tax gathering and so forth

The process of purchasing of your policy is divided into 5-7 stages. It is necessary to fill 4-5 questionnaires (the information about kind of insurances, the subject of insurance, kind the payments). After that the insurance policy will be sent you by mail.

Some words about this company from its site (http://www.aig.com):

“American International Group, Inc. (AIG), world leaders in insurance and financial services, is the leading international insurance organization with operations in more than 130 countries and jurisdictions. AIG companies serve commercial, institutional and individual customers through the most extensive worldwide property-casualty and life insurance networks of any insurer. In addition, AIG companies are leading providers of retirement services, financial services and asset management around the world. AIG’s common stock is listed in the U.S. on the New York Stock Exchange as well as the stock exchanges in London, Paris, Switzerland and Tokyo.”

<:3 )~~~~~~
Yours sincerely,
AlexSandra

Now there are more than 5000 companies offering services the Internet-insurance in the USA. Alongside with sites of the separate companies in the USA there are special insurance portals. Here you will find the information on services of the largest insurance companies where the client has an opportunity to compare the prices of different insurers for the same kinds of services, to study kinds of the certain insurances and ratings of the insurance companies.

There are also a lot of mini-portals which include from 2 up to 10 companies working in one or different areas of insurance. These portals unite participants of the project in one virtual insurance system and in that way, so the client can buy the policy in on-line mode. Thus, there are set of various insurance products on one site where the insurant has an opportunity to choose the necessary insurance, and then corresponding company.

Ones of the most popular companies are “American International Group” and “Electric Insurance Company”; they have the best rates, and offer their services only through the Internet.

<:3 )~~~~~~
Yours sincerely,
AlexSandra