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INSURANCE AGAINST MISTAKEN CRIMINATION (part 2)

July 8th, 2006

So, I’d like to continue my story…After the last step of the jury trial, the jury retires to the jury room for discussion of the verdict. They may discuss acquittal, conviction and punishment. The jury first elects a foreman who will see that discussion is conducted in an orderly fashion, that all issues are fully discussed, and that every juror is given a fair chance to participate.

When a verdict has been reached, the foreman signs it and informs the bailiff. The jury returns to the courtroom, where the foreman presents the verdict. The judge then discharges the jury from the case. The judge then announces the penalty, or passes sentence.

Depending on the seriousness of the offence, the defendant might be given one of these penalties: a fine (the defendant is ordered to pay money to the authorities), probation (the defendant is not sent to prison but must report to the authorities regularly and not to break the law again), imprisonment (being sent to prison or jail to serve a sentence), community service (organized work to help people in the community). Sometimes the defendant may get a suspended sentence. That means that he does not have to serve on condition that he doesn’t commit another crime within a specified period. Prisoners who are released from prison before the end of their sentence are parolees: they are paroled. If someone is sentenced to spend the rest of their life in prison, they are sentenced to life imprisonment, even if, in practice, they get out of prison before they die. Punishment for certain crimes in some places is the death sentence, also known as the death penalty, capital punishment or execution.

Someone convicted of an offence may appeal against their conviction or against their sentence. The offender asks another court to look again at the case and to overturn the conviction, or to reduce the sentence. Prisoners who have been condemned to death may appeal to a court or someone in authority to show or grant clemency: to change it to life imprisonment.

But when I speak about insurance against mistaken crimination I mean that your lawyer must prove your alibi and your guiltlessness.

But, never the less I’d like to digress from the topic and speak about Capital Punishment. So, Capital Punishment is a legal infliction of death as a penalty for violating criminal law. Throughout history people have been put to death for various forms of wrongdoing. Methods of execution have included such practices as crucifixion, stoning, drowning, burning at the stake and beheading. Today capital punishment is typically accomplished by gas or injection, electrocution, hanging, or shooting. The death penalty is the most controversial penal practice in the modern world.

About 90 nations have abolished the death penalty. Only two advanced industrial democracies, the United States and Japan, retain the death penalty.

There are the following pros of capital punishment:

1. Capital punishment removes the worst criminals from society and it is much cheaper and safer for the rest of us.

2. It is the best form of revenge for terrible crimes.

The cons of capital punishment are the following:

1. Innocent people may be executed.

2. The innocent family and friends of criminals must also go through hell in the time leading up to and during the execution.

3. Criminals are real people too, who have life and with it the capacity to feel pain and emotions.

4. Capital punishment is the violation of human rights.

5. The presence or absence of capital punishment does not visibly influence the rate of homicide.

And the most horrible thing is that nobody can be insured against this inhuman and cruel, verdict!

AND WHAT DO YOU THINK ABOUT Capital Punishment??? FOR or against???

<:3 )~~~~~~

Yours sincerely,

AlexSandra

PROPERTY INSURANCE AGAINST CRIME

July 5th, 2006

There are a lot of different types of insurance, and in most cases in different insurance companies you will be offered standardized policies. But there are also some specific policies that will satisfy all the requirements especially for particular clients.  For example, you can insure your property against different types of crime that will be committed with respect to it. If you decide to do it, you should have at least some basic knowledge about such concepts as «crime», «legal liability» and other technical terms of law.
So, crime is a term that refers to many types of misconduct forbidden by law.
The list of acts considered crimes is constantly changing. For example, people are no longer charged with witchcraft, though many were accused of that crime earlier. :) In 1920s in the USA the manufacture or sale of alcoholic drinks was forbidden. Now it’s a legal job.
An act is viewed as a crime if enough evidence exists to make a police officer, a prosecutor, or a judge believe that a violation of criminal law has taken place. A person who commits any crime is called a criminal. The study of criminal behavior is called criminology and experts in this field are called criminologists. Criminologists study crime and criminals in order to determine where, when and why different types of crime occur. They also seek the relations between criminals and their victims, as well as the most effective ways to prevent crime.
By the way, people commit crimes for various reasons. It is not related to insurance itself, but these facts can help you to understand criminals (and don’t say me that it is job for criminologists :) ). So, for example, many people steal things they could not obtain otherwise. Others, such as drug addicts, steal to get money to buy narcotics or other things they need. Some shoplifters steal for excitement, but others do so because they are poor or sick (I mean kleptomania). Many take cars for joy-riding, but others sell the stolen cars. Many embezzlers take money from their employers to meet a personal emergency, intending to return the money. Some crimes are concerned with violence. A robber may kill the victim to avoid detection. A man may beat his wife in a rage during a quarrel. The researches show that many people who became criminals were neglected by their parents. Such treatment made them ignore the needs or rights of others. Some criminologists think that society makes people commit crimes.
Crimes are frequently classified according to their seriousness as felonies or misdemeanors. Generally, felonies are more serious than misdemeanors. Felonies are punishable by death, or by imprisonment for a year or more. Homicide, arson, rape, robbery, burglary, and larceny refer to felonies. Most people convicted of felonies serve their sentence in state or federal prisons. A misdemeanor is punishable by a fine or by imprisonment for less than a year. Among the most common misdemeanors are disorderly conduct, public drunkenness, and automobile driving violations. People convicted of misdemeanors serve their sentence in city or county jails or houses of correction.

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